How Erlay Helps Preserve Bitcoin’s Decentralization

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This is an opinion editorial by Kudzai Kutukwa, a passionate financial inclusion advocate who was recognized by Fast Company magazine as one of South Africa’s top-20 young entrepreneurs under 30.

Satoshi Nakamoto brilliantly laid out in a few short sentences the major problem with the current financial system; it’s dependency on trust. “The root problem with conventional currency is all the trust that’s required to make it work. The central bank must be trusted not to debase the currency, but the history of fiat currencies is full of breaches of that trust. Banks must be trusted to hold our money and transfer it electronically, but they lend it out in waves of credit bubbles with barely a fraction in reserve.” In other words what really drives the fiat monetary to a great extent is trust, because without it the system as we know it wouldn’t be functional, however the trust is being placed in untrustworthy individuals and institutions. The Bitcoin monetary system is trustless and decentralized by design and is reliant on cryptographic proof instead, thus removing altogether the need for “trusted intermediaries” in every financial interaction, from the central bank all the way down to transactions between individuals.

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By akohad

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